Tools / Everyday
Cash or instalments?
Type the price and compare cash, Tabby, Tamara and a credit card: each instalment, the total, and how much more than cash you pay. Figures come from Tabby's and Tamara's official UAE Key Facts Statements.
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If you pay late
How to use it
- Type the price, and the cash discount if the shop offers one.
- To compare your credit card, type its yearly rate and the months.
- Read the table: green is cheapest; late charges are below.
Questions
Where are the figures from?
Tabby's (17 July 2026) and Tamara's (3 April 2026) official UAE Key Facts Statements and the Central Bank rulebook, read on 18 October 2026. Fees can change — the checkout screen is what counts.
Why «not published» for some plans?
Tamara mentions a service fee on long plans (9 and 12) without its rate. We show their official example only and don't guess.
What is my card's rate?
It's on your statement or card agreement. The Central Bank sets no interest cap, but the card late fee is capped at AED 230.
Is interest-free the same as free?
Tabby pay-in-4 and Tamara 2–3 are fee-free if paid on time. Longer plans carry service fees, and the law caps total fees at 30% of the price.